- Pay in 4 is available to U.S. PayPal accounts for your Dive Gear Express order totaling between $30 minimum and $1,500 maximum.
- Pay in 4 is not a pre-approved offer or a firm offer of credit. When applying, a soft credit check may be needed, but will not affect your credit score.
- Pay in 4 is not currently available to residents of New Mexico, North Dakota, Missouri, South Dakota, Wisconsin, Nevada, Rhode Island, or any U.S. Territories.
- Late fees may apply for missed payments depending on your state of residency.
- You must be of legal age in your U.S. state of residence to use Pay in 4.
- Loans to California residents are made or arranged pursuant to a California Finance Lenders Law license.
- PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457.
Pricing and Payment
We present our lowest price everyday to everyone.
About Our Prices -- We want all our products to be a great value so we present our lowest price everyday to everyone and we are proud of our five-star quality customer service. We do not have coupons, promo codes, reward points or "preferred buyer" discounts. You also never have to "call for best price." In a few cases, where diving equipment manufacturers prevent us from showing you a price in the U.S. below their specified fixed minimum amount (known as a Minimum Advertised Price or MAP), you may see a lower "in-store" price in our shopping cart if you first Register and/or Sign In to your DGX customer account on our website. Once you Sign In to your free DGX customer account, our prices are the same good value whether you shop online, our physical location, or call us.
Payment Methods -- We accept payment via MasterCard®, Visa®, American Express®, and Discover® cards. With card payment we perform an authorize ONLY transaction with your card at time of order and we typically do not charge your card until shortly before your order ships. We accept immediate payment at time of order via PayPal and their PayPal Pay-in-4 option allows you split your purchase in to 4 interest-free payments. We accept immediate payment at time of order via Apple Pay, Google Pay, and Venmo. You may also pay internationally with Bank Wire Transfer or domestically with ACH via Zelle®.
Taxes & Duties -- Our US Dollar prices do not include taxes. We do not collect taxes on orders we ship via licensed common carrier (USPS, UPS, DHL) to domestic or international address outside of the State of Florida, USA and Australia. If the order is to be delivered inside Florida or Australia, then at time of order payment we collect the tax appropriate for the delivery address. If you wish to place an order to be delivered inside Florida for resale or use by a tax-exempt organization, please see our Florida Sales Tax Exemption instructions page.
Exchange Rates -- All prices and financial transactions are in United States Dollars (USD). Dive Gear Express uses an online service to optionally display our prices in different currencies. Prices in AUD include a 10% GST. Prices in GBP and EUR include 20% estimate for VAT. The prices displayed in currencies other than USD are approximations and your financial institution will set their own exchange rate.
Store Merchandise Credit -- Merchandise credit may only be redeemed for store merchandise and can not be used to pay for sales taxes or shipping charges. Merchandise credit may be redeemed only by the original purchaser, is not transferable and expires two years after date of issue. Merchandise credit has no cash value and cannot be redeemed for cash.
Payment Disclaimers -- Dive Gear Express is not responsible for the business policies, practices, and procedures of third party financial services (including online payment systems), who may unilaterally impose denials, delays or surcharges for authorization, payment and refund transactions. We are unable to accept payments from or ship to entities with United States Treasury Financial Sanctions.
About e-Commerce and Your Rights
In consideration for receipt of full payment, the offer of your order is accepted by Dive Gear Express upon our delivery of the ordered products.
Ordinary retail commerce in the US is regulated on the basis of that legal precedent, although electronic commerce is setting some new precedent. In e-commerce some of this may be relatively unfamiliar, especially with consumers new to buying online, so we'll try to explain further in our expanded article "How e‑Commerce Works in the US".