Pay in 4 is a checkout option that lets you split your order total into four interest-free payments, with the first payment at the time your order is placed and three later payments every two weeks thereafter. Shop as usual, then simply Proceed to Checkout and choose PayPal > Pay Later > Pay in 4 as your payment method.


  • Pay in 4 is available to U.S. PayPal accounts for your Dive Gear Express order totaling between $30 minimum and $1,500 maximum.
  • Pay in 4 is not a pre-approved offer or a firm offer of credit. When applying, a soft credit check may be needed, but will not affect your credit score.
  • Pay in 4 is not currently available to residents of New Mexico, North Dakota, Missouri, South Dakota, Wisconsin, Nevada, Rhode Island, or any U.S. Territories.
  • Late fees may apply for missed payments depending on your state of residency.
  • You must be of legal age in your U.S. state of residence to use Pay in 4.
  • Loans to California residents are made or arranged pursuant to a California Finance Lenders Law license.
  • PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457.